UK Marriage Allowance calculator 2026/27
Estimate whether transferring £1,260 of Personal Allowance reduces a married couple or civil partnership’s combined Income Tax.
How the Marriage Allowance estimate works
The calculator compares the couple’s combined Income Tax before and after transferring £1,260 of Personal Allowance. It checks the entered incomes against a simplified eligibility route and shows any increase for the transferor as well as the recipient’s saving.
Rules checked
Read the checking method
What the result includes
- The fixed £1,260 allowance transfer
- Both partners’ before-and-after Income Tax
- A combined annual household saving
What to have ready
- Both partners’ full taxable income
- The recipient’s Income Tax region
- Marriage or civil-partnership and eligibility details
Questions about Marriage Allowance
Is the saving always £252?
No. £252 is the maximum. The lower earner can create tax by giving up allowance, so the useful measure is the couple’s combined change.
Can a higher-rate taxpayer receive the transfer?
No. The recipient must remain within the applicable basic-rate limit, with a different income ceiling used for Scottish taxpayers.
About this estimate
Savings, dividends, taxable benefits, residence, Married Couple’s Allowance and Scottish rate status can affect eligibility and the exact saving.